Individual Loan

The Individual Micro Business Loan product is targeted at prospective individual clients who are involved in micro business activities, who intend to use the loan for business purposes only, and who are able to provide sufficient individual collateral.

Individual Loan Eligibility Criteria:

  1. Clients should be involved in legal and economically viable business activities and should intend to use the loan for business purposes only. Individuals who seek loans exceeding 5,000 Euro should have their business registered.

  2. An individual’s business needs to have been in operation for a minimum of six months.

  3. Clients should be residents of Kosovo who intend to live and work in the municipality where the loans are disbursed for the duration of the loan.

  4. etc.

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Number of Active Clients 20,999
Potofolio Outstanding 43,632,916
Clients Served 52,248
Loans Disbursed 97,894
Cumulative Disbursements 226,300,807 €