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Lending Principles

KEP strives to extend its services to the most under-privileged and marginalized groups of the society who are often excluded from the mainstream financial sector. KEP is also highly committed to implement principles of fair lending and equal opportunity in its lending activities. 

KEP will not discriminate in its lending policies and procedures against:

  • Age
  • Race or color
  • Gender
  • Marital status
  • Ethnicity
  • Religion

KEP TRUST is fully committed to ensure that all applications are judged fairly and based on their own merits, and will make sure that once the loan is approved the customer is fully informed of the terms and conditions of the loan and help them with the required documentation.

Environment protection is another principle KEP is highly committed to and this is fully reflected in its lending policies. KEP will not grant loans intended for activities and businesses deemed detrimental to the environment or public health or any activities not in compliance with the applicable environmental laws.

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  • Number of Active Clients 16,346
  • Potofolio Outstanding 34,411,168
  • Clients Served 79,326
  • Loans Disbursed 169,862
  • Cumulative Disbursements 400,180,013.20