Thirty percent of the facility is allocated to sustainable agriculture, underscoring EFSE’s and KEP’s strategic focus on promoting resource‑efficient and climate‑resilient farming practices. This targeted funding will help farmers and rural micro‑businesses invest in sustainable growth, while advancing inclusive economic development and strengthening rural value chains across Kosovo.

In addition to financing, EFSE provides Advisory and Capacity Building support to KEP Trust. Guided by the Green List of eligible measures developed through EFSE’s Technical Assistance, KEP loan officers have already been trained in applying these criteria, ensuring that sustainable agriculture financing is effectively implemented in day‑to‑day lending.

“KEP Trust has been a key partner in expanding access to finance for microentrepreneurs in Kosovo. This new financing builds on our shared commitment to strengthening rural resilience and supporting small businesses that anchor local economies. By combining dedicated funding with advisory support, we are enabling KEP Trust to further expand its outreach and promote more sustainable agricultural practices across the country.” said Jasminka Begert, Portfolio Manager at EFSE.

Adrian Alo, CEO of KEP comments: “Together with EFSE, KEP Trust is driving impactful change—expanding finance for microenterprises, championing sustainable agriculture, and energizing resilient rural communities across Kosovo.”

About EFSE

The European Fund for Southeast Europe (EFSE) is an impact investment fund to drive economic development and prosperity in Southeast Europe and the Caucasus. Through its two sub-funds—the Regional Sub-Fund (RSF) and the Ukraine Sub-Fund (USF)—EFSE provides tailored financial solutions to foster entrepreneurship, strengthen financial inclusion, and support local economies. EFSE was initiated in 2005 by KfW Development Bank with the financial support of the German Federal Ministry for Economic Cooperation and Development (BMZ) and the European Commission. As the first public-private partnership of its kind, EFSE draws its capital from donor agencies, international financial institutions, and private institutional investors. Finance in Motion Asset Management S.à r. l., Luxembourg, serves as EFSE’s Portfolio Manager and Hauck & Aufhäuser Fund Services S.A., Luxembourg, acts as manager.

For more information on the European Fund for Southeast Europe, please visit: www.efse.lu

About Finance in Motion

Finance in Motion structures, manages, and advises almost €4 billion across 11 funds, all classified as SFDR Article 9. These private market funds drive impact for people and planet through regional financial intermediaries, direct investments, advisory and capacity building. Founded in Germany, with local expertise from Latin America to Eastern Europe, it has been investing in emerging markets for over 20 years.

For more information, please visit: www.finance-in-motion-com

About KEP

KEP Kosovo is a trusted microfinance institution dedicated to empowering individuals and small businesses through accessible financial services. With a portfolio of €143 million, around 38,000 clients, and a network of 31 branches, KEP plays a vital role in financial inclusion. It supports entrepreneurs, farmers, and communities across Kosovo, combining responsible lending with financial inclusion to foster resilience, create opportunities, and contribute to sustainable economic development.

Media Contacts:

EFSE: Nusha Westhoff

Director Marketing & Communications

Mobile: +49 69 271 035-789

press@efse.lu

The post EFSE strengthens support for MSMEs in Kosovo with EUR 8 million investment in KEP Trust first appeared on KEP Trust.

Within this commitment, KEP Trust undertakes the following pledges:

Leadership and institutional commitment

1. Appointment of an institutional representative to coordinate and promote the implementation of the WE Finance Code, as well as the appointment of ambassadors to support women entrepreneurs in the institution’s regional branches.
2. Active participation in initiatives and processes within the financial sector that aim to advance women’s access to finance.
3. Cooperation with relevant institutions to develop practices and standards that support women-led businesses.

Capacity development and institutional culture

1. Promotion of gender equality through inclusive human resource policies and fair practices in employment and professional development.
2. Implementation and promotion of gender equality standards within the institution, including equal pay, equal opportunities for advancement, and leadership development.
3. Organization of staff training on gender equality and on supporting women entrepreneurs.
4. Organization of activities and training for women clients aimed at strengthening their entrepreneurial capacities.

Data, products, and support for women-led businesses

1. Development and improvement of financial products and other services tailored to women-led businesses.
2. Improvement of the collection and analysis of sex-disaggregated data to better understand clients’ needs.
3. Use of data and analysis to increase women’s access to finance and support the growth of their businesses.
4. Use of analytical tools and dashboards of the WE Finance Code to analyze gender-disaggregated data.

Through these actions, KEP Trust aims to contribute to the creation of a more equal and inclusive financial ecosystem for women entrepreneurs.

The post KEP Trust Commitment to the WE Finance Code first appeared on KEP Trust.

KEP Trust extends special thanks to the EIF and the European Union for their trust and support, which have made this success possible. KEP Trust remains committed to continuing its partnership with international institutions to empower local businesses and contribute to the country’s economic development.

The post KEP Trust successfully implements the agreement with EIF first appeared on KEP Trust.

The first installment, amounting to €6 million, will be disbursed in July 2025. Of the total funding, 50% is allocated to support climate finance projects including Climate Smart Agriculture, while 25% is dedicated to women-owned businesses.

In addition to financial support, the agreement includes technical assistance for KEP Trust staff through training in sustainable agriculture practices and the empowerment of women entrepreneurs, ensuring a comprehensive long-term impact.

“This investment marks an important step in advancing economic empowerment through inclusive and sustainable finance,” said Adrian Alo, Chief Financial Officer at KEP Trust. “Together with IFC, we aim to unlock opportunities for businesses, support green financing, and contribute to sustainable economic development in Kosovo.”

“This investment will expand access to finance for micro and small enterprises, particularly in the agriculture sector,” said Etleva Koka, IFC Financial Institutions Group Manager. “With half of the loans targeting climate-smart agriculture and a quarter directed to women borrowers, we aim to boost the competitiveness of Kosovo’s microfinance market and support inclusive, sustainable growth.”

With this agreement, IFC continues to be one of KEP’s key financial partners, both in terms of investment volume and in advancing the institution’s mission for social and economic development.

The post KEP Trust and IFC Sign Agreement to Support Sustainable Agriculture and Women led Businesses first appeared on KEP Trust.

Below are some of the investments that can be made through this loan.

• Roof insulation
• Wall insulation
• Floor insulation
• Purchase of double/triple glazed windows
• Purchase of exterior doors
• Investing in heat pumps
• Investment in a photo-voltaic solar system
• Investing in solar panels for hot water
• Investing in efficient lighting
• Investing in ventilation
• Investing in an efficient gas or biomass boiler

Benefits:

By applying the measures mentioned above, clients can benefit:

• Grant up to 20% of the loan value
• Energy saving
• Increase of the property value
• Clean environment

Terms and Requirements:

• Loans in the amount of EUR 200 to EUR 25,000
• Payment term up to 60 months
• No administrative fee
• No guarantor and no collateral for loan amounts up to EUR 5,000

The post Express Loan for Home Improvement first appeared on KEP Trust.

NLB Banka: 1700200000050112

TEB: 2011000014539370

BPB: 1300271200165118

Banka Ekonomike: 1401000000365287

BKT: 1901536079031161

IS Bank: 2148031081100238

Ziraat Bank: 2200130100033037

Raiffeisen Bank: 1501090004387286

The post KEP accounts in relevant banks first appeared on KEP Trust.

NLB Bank: 1700200000050112

TEB: 2011000014539370

BPB: 1300271200165118

Economic Bank: 1401000000365287

BKT: 1901536079031161

IS Bank: 2148031081100238

Ziraat Bank: 2200130100033037

Raiffeisen Bank: 1501090004387286

The post KEP accounts in the respective banks first appeared on KEP Trust.

The post KEP creates the Agro Portal to support the farming community in Kosovo. first appeared on KEP Trust.

This agreement makes it possible to continue providing support to the farmers of the municipalities of Reçan, Strpce, Prizren, Kamenica, Viti, Dragas, Deçan, Peja and Mitrovica, who deal with the cultivation of strawberries, blueberries, raspberries, bees etc.

In addition, both parties agreed that they will do their utmost to have such agreements in the future in order to make possible long-term support to Kosovo farmers, thus making a valuable contribution to economic development of the country.

The post KEP Trust and Caritas Switzerland sign an agreement on continuation of cooperation first appeared on KEP Trust.